Vacant House Insurance, winters coming!

Vacant house precautions for winter.

Winters coming, you need to be aware that after the winter that we’ve just passed that the weather can be pretty extreme.  Knowing that fact enables you to take precautions and not get caught out.

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Don’t leave it too long for repairs

So what do you need to do?  Well, now that it’s getting darker earlier, do you have any flat roof sections to the property? If so, you need to look at checking the condition, and cleanliness. Flat roof have two major issues that lead to problems, Maintenance, and blocked gutters.  It’s a fact that most ingress of water claims, occur due to roof’s just not being renewed after a decade, or so. If you have a roofer go up and look every year and clear the gutters, then chances of a claim reduce significantly. The same is definitely worth doing for any kind of roof really!

Well worth doing as well, is checking around the windows and doors, any mortar, or edge sealing issues are relatively easy to sort out, the damage from water takes a bit more effort!  Also whilst you’re at it take a look for signs of break in attempts, doesn’t happen often but sometimes you can see the damage caused, and prepare with better security. An alarm is worth having also, they do work well, and more often than not, you won’t need to have a monitoring station contract.

Security is another thing to look at, any vacant house, need to have good security, even things likes security lights, have you checked them lately? Also whilst you’re at it take a look for signs of break in attempts, doesn’t happen often, but sometimes you can see the damage caused, and prepare with better security. An alarm is worth having also, they do work well, and more often than not, you won’t need to have a monitoring station contract.

The weather may well get to below zero during the winter, this can cause problems with water tanks, central heating systems and water vessels. The best way of dealing with this issue, is to drain them all down, if there’s no water, there’s no water claim! You can run the heating during the winter, but, really you would be far better off just keeping it drained. Might also be worth taking a look in the loft, a lot of squirrels seem to be making their mark in loft areas these days; they are expensive, and difficult to remove.

Remember, a lot of these things you will have to do to safeguard your property, getting the correct vacant house insurance is also really important.

At Yinsurance.co.uk/vacanthome/ we have a specialist insurance panel that caters for this kind of insurance contact us for more details

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